Sunday, May 17, 2009

EXECUTIVE SUMMARY


Mutual funds pool money from different investors and invest in different investment sources like stocks, shares, bonds etc. A professional fund manager manages these and returns are paid in form of dividends. Some schemes assured fixed returns that are less in risk and some offer dividends based on the market fluctuations and prices. Mutual funds have to be subscribed in units and the purchase or sale is dependent on NAV (Net Asset Value), taking into consideration the exit and entry load factors into account.
This project undertaken deals with customer perception with regard to mutual funds that is the schemes they prefer, the plans they are opting, the reasons behind such selections and also this project dealt with different investment options, which people prefer along with and apart from mutual funds. Like postal saving schemes, recurring deposits, bonds, and shares. The findings from this project is that most of the people are hesitant in going for new age investments like mutual funds and prefer to avert risks by investing in less riskier investment options like recurring deposits and so. Also people going for investment in mutual funds are not going for high-risk portfolios and schemes but want to go for medium risk elements. And another finding is that most of the workingwomen does not prefer this type of investments.

4 comments:

  1. Good explanation about different types of mutual funds. One should have an overview about the current mutual funds and stock markets for better understanding of the investments and plan accordingly.

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  3. Wonderful illustrated information. I thank you about that. No doubt it will be very useful for my future projects. Would like to see some other posts on the same subject!
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